“The wicked borrows and does not repay, but the righteous shows mercy and gives.” – Psalm 37:21
bible verses about lending money
God’s Guidance on Lending
As we explore what the Bible says about lending money, we realize that it is not just about transactions, but about showing love, kindness, and integrity. God’s Word gives us directions on how to lend in a way that honors Him. Lending is often seen as a responsibility, and we are called to approach it with a heart that reflects God’s love. We are reminded that how we lend can impact our relationship with others and the trust they place in us. It’s about being stewards of what God has provided and ensuring our actions align with His principles. Lending should be grounded in compassion and generosity, not manipulation or malice. We are called to exercise discernment and wisdom in our dealings so that we may truly be a blessing to others.
Exodus 22:25
“If you lend money to any of my people who are in need, do not charge interest as a moneylender would.” – Exodus 22:25
Deuteronomy 15:7
“If there is among you a poor man of your brethren, within any of the gates in your land which the Lord your God is giving you, you shall not harden your heart nor shut your hand from your poor brother.” – Deuteronomy 15:7
Proverbs 11:25
“The generous will prosper; those who refresh others will themselves be refreshed.” – Proverbs 11:25
Proverbs 19:17
“He who is gracious to a poor man lends to the Lord, and He will repay him for his good deed.” – Proverbs 19:17
Ecclesiastes 5:10
“He who loves silver will not be satisfied with silver; nor he who loves abundance, with increase. This also is vanity.” – Ecclesiastes 5:10
Attitude Towards Lending
Our attitude towards lending is just as crucial as the act itself. We must approach lending with a spirit of humility and service. The Bible teaches us to be joyful givers, and this mindset should extend to our lending practices. Lending should not be a burdensome task or a power play, but rather an opportunity to show love and compassion. By reflecting on our reasons for lending, we ensure that our decisions are infused with God’s purpose. We are reminded that our generous spirit can mirror God’s love for humanity, reinforcing the idea that we are called to serve one another. Let us make lending an opportunity for connection, generosity, and grace rather than merely a financial transaction.
Proverbs 22:7
“The rich rules over the poor, and the borrower is servant to the lender.” – Proverbs 22:7
Luke 6:35
“But love your enemies, do good, and lend, hoping for nothing in return; and your reward will be great, and you will be sons of the Most High.” – Luke 6:35
Matthew 5:42
“Give to him who asks you, and from him who wants to borrow from you do not turn away.” – Matthew 5:42
2 Corinthians 9:7
“So let each one give as he purposes in his heart, not grudgingly or of necessity; for God loves a cheerful giver.” – 2 Corinthians 9:7
Acts 20:35
“I have shown you in every way, by laboring like this, that you must support the weak. And remember the words of the Lord Jesus, that He said, ‘It is more blessed to give than to receive.'” – Acts 20:35
The Consequences of Lending
If we choose to lend, we must be aware of the potential consequences attached to our decisions. The Bible warns us that lending can bring about various outcomes and that we should approach it thoughtfully. We are encouraged to consider the burden that may fall on the borrower and the responsibility we take on if they struggle to repay their debts. Reflecting on the consequences of lending allows us to act in love and righteousness, ensuring that we don’t unintentionally cause harm through our actions. Wise lending practices can help prevent unnecessary strife and reinforce bonds of trust between us and our neighbors.
Proverbs 28:8
“One who increases his possessions by usury and extortion gathers it for him who will pity the poor.” – Proverbs 28:8
Luke 6:34
“And if you lend to those from whom you hope to receive back, what credit is that to you? For even sinners lend to sinners to receive as much back.” – Luke 6:34
Psalm 37:26
“He is ever merciful and lends; and his descendants are blessed.” – Psalm 37:26
Matthew 18:27
“Then the master of that servant was moved with compassion, released him, and forgave him the debt.” – Matthew 18:27
Micah 6:8
“He has shown you, O man, what is good; and what does the Lord require of you but to do justly, to love mercy, and to walk humbly with your God?” – Micah 6:8
Lending Without Interest
God’s instructions regarding lending go deeper than mere financial transactions; they often emphasize lending without charging interest as a way to reflect His grace. This practice instills fairness and equity, fostering a sense of community and togetherness. By refraining from charging interest, we honor God’s desire for us to care for one another. In doing this, we journey together as a body of believers—creating a loving environment where we help lift each other in times of need while following God’s commandments. As we consider lending from this perspective, we take on a role that exemplifies God’s attributes, and, ultimately, we create an community founded on compassion and generosity.
Leviticus 25:36
“Take no usury or interest from him; but fear your God, that your brother may live with you.” – Leviticus 25:36
Deuteronomy 23:19
“You shall not charge interest to your brother—interest on money or food or anything that is lent out at interest.” – Deuteronomy 23:19
Ezekiel 18:8
“He does not lend at usury, nor does he take any increase; but he who walks in My statutes and does what is right is just; he shall surely live!” – Ezekiel 18:8
Psalms 15:5
“He who does not put out his money at usury, nor does he take a bribe against the innocent. He who does these things shall never be moved.” – Psalms 15:5
Proverbs 28:27
“He who gives to the poor will not lack, but he who hides his eyes will have many curses.” – Proverbs 28:27
The Benefits of Lending
When we lend with a heart rooted in God’s teachings, we reap numerous benefits, both spiritually and relationally. Lending can foster a sense of unity within our communities, creating bonds that allow us to support one another through challenging times. Showing kindness through lending cultivates generosity, reinforcing positive relationships that reveal God’s love in action. Additionally, God promises blessings to those who extend their hands to help others. As we love, share, and lend to those in need, we reflect His heart and become vessels of His grace. This way, lending becomes not just about money but about growth, both for the borrower and ourselves, reaffirming our faith and trust in God’s provision.
Proverbs 22:9
“He who has a generous eye will be blessed, for he gives of his bread to the poor.” – Proverbs 22:9
Luke 14:13
“But when you give a feast, invite the poor, the maimed, the lame, and the blind. ” – Luke 14:13
2 Corinthians 9:8
“And God is able to make all grace abound toward you, that you, always having all sufficiency in all things, may have an abundance for every good work.” – 2 Corinthians 9:8
1 Timothy 6:18
“Let them do good, that they be rich in good works, ready to give, willing to share.” – 1 Timothy 6:18
Philippians 4:19
“And my God shall supply all your needs according to His riches in glory by Christ Jesus.” – Philippians 4:19
Trust God in All Financial Matters
Ultimately, every financial decision, including lending, should come from a place of trust in God. He knows our needs and the needs of those around us, and He calls us to rely on Him for provision, wisdom, and guidance in our financial dealings. When we place our trust in God, we can approach lending with a heart poised to give, free from fear and anxiety. As we navigate our financial obligations, let us remember that God encourages us to lean on Him, and He comforts us in our need. By meditating on His promises, we can be assured that He will guide us in our financial decisions, empowering us to lend wisely and generously.
Matthew 6:31-32
“Therefore do not worry, saying, ‘What shall we eat?’ or ‘What shall we drink?’ or ‘What shall we wear?’ For after all these things the Gentiles seek. For your heavenly Father knows that you need all these things.” – Matthew 6:31-32
Philippians 4:6-7
“Be anxious for nothing, but in everything by prayer and supplication, with thanksgiving, let your requests be made known to God; and the peace of God, which surpasses all understanding, will guard your hearts and minds through Christ Jesus.” – Philippians 4:6-7
Psalms 37:5
“Commit your way to the Lord, trust also in Him, and He shall bring it to pass.” – Psalms 37:5
Proverbs 3:5-6
“Trust in the Lord with all your heart, and lean not on your own understanding; in all your ways acknowledge Him, and He shall direct your paths.” – Proverbs 3:5-6
Matthew 7:7
“Ask, and it will be given to you; seek, and you will find; knock, and it will be opened to you.” – Matthew 7:7
Final Thoughts
As we reflect on what the Bible teaches us about lending money, we understand that it is intertwined with love, generosity, and responsibility. We see that lending can be a means of serving others and creating a loving community. Our approach should be gentle, compassionate, and trustworthy, ensuring that we are sensitive to the burden that lending can sometimes become for our brothers and sisters. Embracing a spirit of generosity, we navigate our financial decisions with a heart aligned with Christ’s teachings.
In trusting God fully with our finances, we find assurance that He will guide us in our actions and supply all our needs. Whether it’s lending without interest or making sure we carry a cheerful attitude, God calls us to reflect His light in all our financial interactions.
Let us continue to uphold one another with kindness, ensuring that our lending practices contribute to building one another up in faith. If you want to further delve into related topics, consider exploring bible verses about cheating with money or bible verses about breaking generational curses.